All You Need To Know About Lawyers
Do you want to secure solid legal counsel? Are you seeking information on finding just the right lawyer for you? Read this article for more tips on finding a lawyer that will take care of you.
Do not hire a lawyer without doing some background research. Look their name up on the Internet and talk to friends or relatives who might know the lawyer you are interested in. It is always in your best interest to choose a lawyer with an excellent reputation and good ethics.
If your lawyer tells you something, listen, but know you don't have to act on it. If you're not comfortable with certain things, tell them so. Remember that your lawyer has a lot of cases; however, he or she is always on your side.
It can be helpful to ask another business for a lawyer referral. Companies that work with legal professionals are going to be able to help you locate good lawyers. When dealing with a small business legal situation, talk to your financial adviser or accountant. They're business owners and may have needed a lawyer in the past.
Use Google to your advantage when it comes to hiring a lawyer. Look for reviews about any attorney you are considering. If the general consensus is that the attorney you are interested in is lazy and incompetent, you should do your best to look for another attorney to handle your case.
It is hugely important that you know exactly what your lawyer plans to do for you. They should lay it out in writing, preferably, before you sign on the dotted line. If they get you to sign a legal document they have drafted without explaining it, run the other way.
Overworked lawyers cut corners, and that includes your case. You should always ask a lawyer if he has sufficient time to deal with your case before you hire him. Your attorney should be honest with you about what he can reasonably do.
Do not go out looking for a lawyer and only consider the ones that have very low fees. Sometimes the fees are low because they reflect the quality of the attorney. You get what you pay for in many cases, so it is best if you go into this knowing you will have to spend a decent amount of money.
Ask a lot of questions to every lawyer that you interview. In the first consultation, the attorney should willingly answer all questions you have, small or big. They have to make sure your comfortable with their skills. If they do not accommodate your requests, simply leave.
Make a note of how long it takes a lawyer to schedule your first meeting. If it takes weeks to even see the lawyer for the first time, the lawyer may be too busy to give you proper service. You want a lawyer who puts you high on his list of priorities.
If you find a divorce lawyer and they seem very excited about making your ex "pay" for everything they have done to you, look for someone else. While you may have revenge in your heart, your lawyer is supposed to think straight at all times. Being biased is not a good work ethic, even if it is in your favor.
Bring a pen and notebook to your initial consultation. At this meeting, you are probably going to be presented with a lot of material that is important. It is crucial to write this down and keep website a notebook of your case, as there are usually deadlines that you will have to meet.
make sure you speak with more than a single lawyer prior to making your choice. The first one you speak with may seem just perfect, but how do you know that until you have other options to consider! See at least one more, preferably two so that you can be sure you are making a smart choice.
A good lawyer should give you specific advice. If your lawyer remains very vague or tells you they will take care of everything without sharing any details with you, hire someone else. Your lawyer should give you details about the laws that apply to your case and advise you on the best approach to adopt in your situation.
You do not need a lot of money to pay for a high quality lawyer who puts your interests ahead of anything else. Use the advice in the above article so that you can get an affordable lawyer that's good at what they do. Your wallet will appreciate your efforts.
Auto insurers play hardball in minor-crash claims
Profitable strategy
The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.
But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.
For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.
Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.
While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.
Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.
The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.
"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.
Both Allstate and State Farm declined requests for interviews.
In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."
State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."
The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."
A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.
Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.
Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."